Question #1:

Should I move to Australia or stay in America?

I am planning on getting my BA in biology and then attending medical school. I live in socal and have already completed nearly all of my GE requirements to transfer from a community college to a 4 year university. The pros for staying in the states I feel are that I KNOW I will get into some medical school as long as I move out (I live at home and I am living in a very bad situation. I become depressed and suicidal at times over the way things are. I HAVE to leave this toxic environment) and prepare for the MCATs. That is my main pro for staying, I am assured an education and I can see my path from where I stand. The pros for Australia are that love is there for me. My grandmother aunt uncle cousins and the brother I found and didn't know I had is there along with his newborn son, but mostly my grandmother. She raised me and the only happy memories I can muster involve her. She's not too old only 62, but I would regret it forever if I went off to medical school in the states and was never able to spend time with the only person who has ever shown me any love. Not to mention the cousins and my brother and the rest of my family who want me to be with them. Another pro is that my aunt and grandmother will help me, they will buy me a car and take care of me while I go to college and they have connections all over the country.On the logical side there is a smaller gap between the upper and middle class in Australia, and this will affect my career and marriage. Making money is easier there, my family lives in a mining town and are heavily invested in gold , real estate, uranium and even own a race horse. When I move there they want me to get involved in their investments. The cons for Australia is that I wont be as sure of my medical career. I will have to apply to one of the few universities the country offers and then 3 years later when I'm 23 I'll apply to medical school. I just worry about being able to get into a university there at all since I have American high school transcripts. Another con is that I want to eventually come back to America to practice as a surgeon and I wonder if an Australian degree will be acceptable. Please, any insight? What would you do in my shoes?
also, I'm an Australian citizen so I wont have to worry about a visa

Question #2:

Economic (expert) forecasters: How prudent is white gold and diamonds?

I'm thinking of investing in white gold and diamonds... not a huge amount... but how "safe" is this investment? Comparisons to heavy-weight stocks (Apple, AT&T) are welcome...

Question #3:

How would you invest in gold?

ETF's?
Coins?
Which mutual funds are best?

Question #4:

For #1 What is the Future value and #2 what is the present value? I need Major help!?

You invest a single amount of $10,000 for 5 yrs at 10%. At the end of the 5yrs you take the proceeds and invest them for 12yrs at 15%. How much will you have after 17yrs?

2. You will receive $175,000 in 50 years. If the funds are discounted back at a rate of 14% what is the present value of your future "pot of gold"?

Please show your formulas - my book is not that great on examples.....Thanks

Question #5:

Why does everybody do the same thing with their life?

I mean think about it. Everyone I know does this:

1) Goes to school.
2) Gets the best grades possible.
3) Goes to college or university after that.
4) Gets a career or at least a job that pays fair.
5) Settles down and gets married then has children.
6) Buys a fancy car and a big house with a huge mortgage.
7) Lives beyond their means and complain about being in debt.

Don't they realise they're nothing more than slaves to the system? I'm different;

1) I went to school, obviously, and I got the best grades too.
2) Didn't go to university - It's a waste of time and money, you're only being brainwashed into a set way of thinking and I've learned much more from books and educating myself. I laugh at so called university graduates that know nothing about life and can't even do basic sums.
3) I didn't get a "career" like everyone else I know who in reality are only enriching their boss. Instead I've worked for myself and made me rich from my hard work, not someone else. I'm now that boss that gives the orders which is pretty ironic really as I was always told I'd be a "failure" for now doing what society expects of me... work, pay bills, put up and shut up.
4) I'll never marry, I'll never date and I'll never have kids, end of, it's a bad move in this society.
5) I don't drive and I don't have a big house. Instead I walk or use public transport, invest all my money into property and have the knowledge to know that property is a real asset unlike money which in our society today is nothing more than a debt note which means you owe the bankers your soul. Oh, and I know there's lots of gold diggers out there with the recession and you don't want to be giving them ideas flaunting your wealth.
6) I'm free, I'm happy and I can sleep at night.

Question #6:

If I invested in gold now, could I expect to receive a return in the future ? Would you take the chance ?

Money in a bank will only give you 4% per annum currently. Where as, gold has risen at 20% per annum. But gold is expected to crash. Shall I, or shan't I ?
UK Off Shore banks pay 4% gross. My information regarding gold increasing by 20%, per annum, was from an internet site. The same goes regarding a crash forecast.

Question #7:

Does Glenn Beck really buy his gold threw Goldline?

As of Yesterday Gold line is under federal investigation . On the Story pushed by ABC, they played multible clips of Glenn beck on XM radio talking about how he buys his gold at goldline. Then they showed some of his biggest fans who invested in gold line and got burned. One dude brought 5000 worth of gold 2 years ago, found out it's not worth 3000 dollars. Another Glenn Beck fan spent 13,000 on Gold, and her's isnt worth 8000. Both people on the Program stated that because they were big fans of Beck, they trusted him so they ordered threw goldline. And got burned. So does do you really think Beck gets his Gold threw Goldline?

Question #8:

is it a good time to be investing in gold?

also should i invest in platinum?

Question #9:

Is gold investment good idea?

Is investing in gold at this time good idea?

Question #10:

is the tax liability of capital gain arises, if someone invest in gold bonds.?



Question #11:

Why should I invest my money in gold?

A friend of mine, just said he invested a bunch of his money in gold and that I should do the same. I'm not an experienced investor in commodities, but why would someone want to invest in gold?

If I look at the history of the price of gold, the returns have been around inflation but the risk is a lot higher than most assets that return around 4-5% a year.

What are the advantages of investing in gold? Does it provide inflation protection? What's a comparable investment in terms of risk? I'm confused.

Question #12:

Why are lonely people such liars?

I was recently tricked by someone who pretended to be in a power position. He pretended he could help me with my business, but lied consistently about being an Mp and a member of the house of lords. He even had paperwork to back it up, business cards and knowledge of his field. People i met in his area were also convinced he was what he said he was. I was so excited to meet someone in his position. Not because of my own greed, but i thought of the ways i could move the people around forward as well, help them acquire their dreams. It turns out he's just a lonely old man that needed some companionship.Someone exposed him on a website they've been promoting. I thought he was a nice man. He was always offering me money, and to buy me things, i refused because i'm not a gold digger. I just told him that i wanted him to partner up with me and be part of my business, i was intrigued by his experience and the background he appeared to have in business. I thought if he couldn't invest in my business, he could be a mentor. I bought all his stories about people taking advantage of him, and empathised with him. I was getting a professional contract drawn and everything. He did ask for relations, but i was firm with him. I believe he is a rich man/well to do, but very lonely. I'm tired of lonely people pulling this fraud on me. My 'best friend' pretended to care about me for 3 years, when she was just scared of being alone.How do i stop being tricked by lonely people, or lonely liars?

Question #13:

Pay down a mortgage, save, or invest elsewhere?

I have 50 thousand to invest. I was thinking of paying down the mortgage, It might be smarter to invest in a physical commodity like silver or gold than use it to make a dent in the mortgage. how hard is it to sell a physical metal?




Where to go from here? Please help

Question #14:

is it a good idea to buy gold or silver?

Is it really a good idea to buy gold and silver? Im not really saying it for all the economic reccession we are in right now but i was wondering if it is good to invest maybe? my grandpa has already bought more than 10,000 in gold you should see hes room lol.

is it a good idea or no?
also how much is an ounce of silver and gold today?

Question #15:

where is the best and saferst place to buy 1 ounce gold coins?

I want to wait a bit and see how much more gold will fall but when I feel its at a buyable price I want to invest heavily in American Eagles/South African Krugerans. What is the best way to make such purchaces without being ripped off?

Question #16:

I'm confused whether to invest on gold bars. What do you think will convince me to invest on it?



Question #17:

Would you advise me to invest on gold bar buy? Why?



Question #18:

Have you invested in gold? Why or why not?



Question #19:

Why are Government Bond Interest rates so low?

Everyday when i read financial news, i see that government bonds for 10 years are at 4% interest rate or 5% interest rate.
Why the interest rate is so low? If we buy those bonds for 10 years for JUST 5% interest rate, how will it help us? Firstly, the interest rate is so low and that too for investing amount for 10 years.
Secondly, we can get better returns if we invest money in Gold or some shares.
Thirdly, the rate of 5% cannot even guarantee that our invested money wil appreciate, because IF inflation moves up and higher than 5%, then we will actually get less than we invested after 10 years.

Then, my question is why are Government Bonds so popular? Why do people buy it inspite of lower returns?
Just read that Spain Government Bonds for 15 years is for 5% interest rate. Who will buy those for such lower interest rate?

Question #20:

how to invest in GOLD ETF.What would you like to ask?

I am a Govt servant based in delhi.
What is the minimum amount to be invested initially.
Suppose I choose to invest in Kotak Gold ETF- will they open my DMAT account and any other account required for this purpose.
please guide . Thanks





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